<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
BANCORP, INC. AS OF DECEMBER 31, 1994 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               DEC-31-1994
<CASH>                                      15,172,421
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             3,232,489
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 36,516,115
<INVESTMENTS-CARRYING>                      52,496,616
<INVESTMENTS-MARKET>                        49,395,262
<LOANS>                                    390,133,472
<ALLOWANCE>                                  8,835,907
<TOTAL-ASSETS>                             515,679,963
<DEPOSITS>                                 440,731,142
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          5,643,494
<LONG-TERM>                                 23,522,343<F1>
<COMMON>                                       180,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  45,602,984
<TOTAL-LIABILITIES-AND-EQUITY>             515,679,963
<INTEREST-LOAN>                             31,116,418
<INTEREST-INVEST>                            5,289,509
<INTEREST-OTHER>                               255,761
<INTEREST-TOTAL>                            36,661,688
<INTEREST-DEPOSIT>                          12,252,065
<INTEREST-EXPENSE>                          13,588,582
<INTEREST-INCOME-NET>                       23,073,106
<LOAN-LOSSES>                                1,000,000
<SECURITIES-GAINS>                             684,590
<EXPENSE-OTHER>                             19,704,632
<INCOME-PRETAX>                              9,290,640
<INCOME-PRE-EXTRAORDINARY>                   9,290,640
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 6,264,640
<EPS-PRIMARY>                                     2.18
<EPS-DILUTED>                                     2.18
<YIELD-ACTUAL>                                    5.08
<LOANS-NON>                                  7,119,271
<LOANS-PAST>                                    24,124
<LOANS-TROUBLED>                               364,824
<LOANS-PROBLEM>                              7,261,084<F2>
<ALLOWANCE-OPEN>                             8,657,263
<CHARGE-OFFS>                                1,114,208
<RECOVERIES>                                   292,852
<ALLOWANCE-CLOSE>                            8,835,907
<ALLOWANCE-DOMESTIC>                         6,060,167
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                      2,775,740
<FN>
<F1>Amount represents total Federal Home Loan Bank advances, of which
$8,042,080 matures during the year ending December 31, 1995.
<F2>See discussion of potential problem loans required by Guide 3, section
III.C.2 under the caption Guide 3 Statistical Disclosures in the
Corporation's Form 10-K.
</FN>