<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
BANCORP, INC. AS OF MARCH 31, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                      12,973,602
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             8,952,785
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 34,565,969
<INVESTMENTS-CARRYING>                      51,781,957
<INVESTMENTS-MARKET>                        49,961,126
<LOANS>                                    395,695,934
<ALLOWANCE>                                  8,742,225
<TOTAL-ASSETS>                             519,417,434
<DEPOSITS>                                 442,891,700
<SHORT-TERM>                                22,076,707
<LIABILITIES-OTHER>                          6,840,741
<LONG-TERM>                                          0
<COMMON>                                       180,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  47,428,286
<TOTAL-LIABILITIES-AND-EQUITY>             519,417,434
<INTEREST-LOAN>                              8,737,731
<INTEREST-INVEST>                            1,305,386
<INTEREST-OTHER>                               101,283
<INTEREST-TOTAL>                            10,144,400
<INTEREST-DEPOSIT>                           3,492,435
<INTEREST-EXPENSE>                           3,901,126
<INTEREST-INCOME-NET>                        6,243,274
<LOAN-LOSSES>                                  150,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              4,843,718
<INCOME-PRETAX>                              2,850,630
<INCOME-PRE-EXTRAORDINARY>                   2,850,630
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 1,838,630
<EPS-PRIMARY>                                      .64
<EPS-DILUTED>                                      .64
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0