<ARTICLE>  9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
BANCORP, INC. AS OF JUNE 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                      15,912,597
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                            10,303,362
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 42,962,710
<INVESTMENTS-CARRYING>                      52,325,974
<INVESTMENTS-MARKET>                        51,476,258
<LOANS>                                    395,419,064
<ALLOWANCE>                                  8,630,876
<TOTAL-ASSETS>                             536,153,178
<DEPOSITS>                                 461,874,172
<SHORT-TERM>                                18,972,257
<LIABILITIES-OTHER>                          5,971,753
<LONG-TERM>                                          0
<COMMON>                                       180,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  49,154,996
<TOTAL-LIABILITIES-AND-EQUITY>             536,153,178
<INTEREST-LOAN>                             17,674,282
<INTEREST-INVEST>                            2,610,552
<INTEREST-OTHER>                               293,954
<INTEREST-TOTAL>                            20,578,788
<INTEREST-DEPOSIT>                           7,448,246
<INTEREST-EXPENSE>                           8,198,521
<INTEREST-INCOME-NET>                       12,380,267
<LOAN-LOSSES>                                  450,000
<SECURITIES-GAINS>                             169,210
<EXPENSE-OTHER>                              9,818,478
<INCOME-PRETAX>                              5,566,239
<INCOME-PRE-EXTRAORDINARY>                   5,566,239
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 3,589,239
<EPS-PRIMARY>                                     1.24
<EPS-DILUTED>                                     1.23
<YIELD-ACTUAL>                                    8.56
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             9,327,942
<CHARGE-OFFS>                                1,333,053
<RECOVERIES>                                   185,987
<ALLOWANCE-CLOSE>                            8,630,876
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0