<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
BANCORP, INC. AS OF SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                      14,216,990
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                            19,423,506
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 48,100,308
<INVESTMENTS-CARRYING>                      56,209,498
<INVESTMENTS-MARKET>                        55,684,635
<LOANS>                                    387,207,071
<ALLOWANCE>                                  8,339,675
<TOTAL-ASSETS>                             544,513,138
<DEPOSITS>                                 469,999,322
<SHORT-TERM>                                16,961,976
<LIABILITIES-OTHER>                          6,206,567
<LONG-TERM>                                          0
<COMMON>                                       180,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  51,165,273
<TOTAL-LIABILITIES-AND-EQUITY>             544,513,138
<INTEREST-LOAN>                             26,683,113
<INTEREST-INVEST>                            4,094,867
<INTEREST-OTHER>                               575,618
<INTEREST-TOTAL>                            31,353,598
<INTEREST-DEPOSIT>                          11,566,117
<INTEREST-EXPENSE>                          12,591,278
<INTEREST-INCOME-NET>                       18,762,320
<LOAN-LOSSES>                                  725,000
<SECURITIES-GAINS>                             280,408
<EXPENSE-OTHER>                             14,614,022
<INCOME-PRETAX>                              8,678,060
<INCOME-PRE-EXTRAORDINARY>                   8,678,060
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 5,622,060
<EPS-PRIMARY>                                     1.94
<EPS-DILUTED>                                     1.93
<YIELD-ACTUAL>                                    8.60
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             9,327,942
<CHARGE-OFFS>                                2,168,958
<RECOVERIES>                                   455,691
<ALLOWANCE-CLOSE>                            8,339,675
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0