<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST BANCORP, INC. AS OF
MARCH 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                      12,540,210
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             1,782,796
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 89,490,352
<INVESTMENTS-CARRYING>                      29,799,185
<INVESTMENTS-MARKET>                        29,980,524
<LOANS>                                    391,367,078
<ALLOWANCE>                                  7,932,099
<TOTAL-ASSETS>                             543,646,308
<DEPOSITS>                                 456,876,432
<SHORT-TERM>                                25,940,389
<LIABILITIES-OTHER>                          6,362,190
<LONG-TERM>                                          0
<COMMON>                                       180,066
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  54,287,231
<TOTAL-LIABILITIES-AND-EQUITY>             543,646,308
<INTEREST-LOAN>                              8,836,844
<INTEREST-INVEST>                            1,856,900
<INTEREST-OTHER>                                84,772
<INTEREST-TOTAL>                            10,778,516
<INTEREST-DEPOSIT>                           4,044,695
<INTEREST-EXPENSE>                           4,387,562
<INTEREST-INCOME-NET>                        6,390,954
<LOAN-LOSSES>                                  300,000
<SECURITIES-GAINS>                             197,590
<EXPENSE-OTHER>                              4,849,601
<INCOME-PRETAX>                              3,139,223
<INCOME-PRE-EXTRAORDINARY>                   3,139,223
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 2,009,223
<EPS-PRIMARY>                                      .68
<EPS-DILUTED>                                      .68
<YIELD-ACTUAL>                                    8.75
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             7,784,516
<CHARGE-OFFS>                                  325,363
<RECOVERIES>                                   172,946
<ALLOWANCE-CLOSE>                            7,932,099
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0