<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST BANCORP, INC. AS OF
JUNE 30, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                      17,040,605
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             1,953,325
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                100,241,341
<INVESTMENTS-CARRYING>                      29,532,410
<INVESTMENTS-MARKET>                        29,487,598
<LOANS>                                    399,535,525
<ALLOWANCE>                                  8,150,002
<TOTAL-ASSETS>                             566,637,805
<DEPOSITS>                                 470,256,522
<SHORT-TERM>                                35,391,493
<LIABILITIES-OTHER>                          5,149,598
<LONG-TERM>                                          0
<COMMON>                                       181,231
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  55,658,961
<TOTAL-LIABILITIES-AND-EQUITY>             566,637,805
<INTEREST-LOAN>                             17,814,180
<INTEREST-INVEST>                            3,724,311
<INTEREST-OTHER>                               140,080
<INTEREST-TOTAL>                            21,678,571
<INTEREST-DEPOSIT>                           8,092,433
<INTEREST-EXPENSE>                           8,942,896
<INTEREST-INCOME-NET>                       12,735,675
<LOAN-LOSSES>                                  600,000
<SECURITIES-GAINS>                             148,337
<EXPENSE-OTHER>                              9,915,240
<INCOME-PRETAX>                              6,113,973
<INCOME-PRE-EXTRAORDINARY>                   6,113,973
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 4,035,973
<EPS-PRIMARY>                                     1.36
<EPS-DILUTED>                                     1.36
<YIELD-ACTUAL>                                    8.67
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             7,784,516
<CHARGE-OFFS>                                  732,571
<RECOVERIES>                                   498,057
<ALLOWANCE-CLOSE>                            8,150,002
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0