<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST BANCORP, INC. AS
OF JUNE 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000
       
                                            
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-END>                                   JUN-30-1997
<CASH>                                          20,489
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 8,200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    235,806
<INVESTMENTS-CARRYING>                          49,246
<INVESTMENTS-MARKET>                            49,631
<LOANS>                                        440,150
<ALLOWANCE>                                      8,411
<TOTAL-ASSETS>                                 793,168
<DEPOSITS>                                     514,390
<SHORT-TERM>                                    15,753
<LIABILITIES-OTHER>                            199,551
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           275
<OTHER-SE>                                      63,199
<TOTAL-LIABILITIES-AND-EQUITY>                 793,168
<INTEREST-LOAN>                                 18,986
<INTEREST-INVEST>                                8,876
<INTEREST-OTHER>                                   132
<INTEREST-TOTAL>                                27,994
<INTEREST-DEPOSIT>                               8,489
<INTEREST-EXPENSE>                              14,188
<INTEREST-INCOME-NET>                           13,806
<LOAN-LOSSES>                                      600
<SECURITIES-GAINS>                                 627
<EXPENSE-OTHER>                                 11,643
<INCOME-PRETAX>                                  6,597
<INCOME-PRE-EXTRAORDINARY>                       6,597
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,412
<EPS-PRIMARY>                                      .97
<EPS-DILUTED>                                      .97
<YIELD-ACTUAL>                                    8.14
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,495
<CHARGE-OFFS>                                      828
<RECOVERIES>                                       144
<ALLOWANCE-CLOSE>                                8,411
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0