<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST BANCORP, INC. AS OF DECEMBER 31, 1996, MARCH 31, 1997, JUNE 30, 1997 AND SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-END> DEC-31-1996 MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 17,442 16,072 20,489 18,653 <INT-BEARING-DEPOSITS> 0 0 0 0 <FED-FUNDS-SOLD> 1,548 9,050 8,200 7,292 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 198,317 252,090 235,806 238,891 <INVESTMENTS-CARRYING> 27,926 27,574 49,246 49,711 <INVESTMENTS-MARKET> 28,115 27,503 49,631 50,392 <LOANS> 418,993 425,194 440,150 451,602 <ALLOWANCE> 8,495 8,585 8,411 8,823 <TOTAL-ASSETS> 694,946 769,213 793,168 806,448 <DEPOSITS> 476,561 489,094 514,390 532,172 <SHORT-TERM> 14,000 19,309 15,753 10,555 <LIABILITIES-OTHER> 144,958 200,489 199,551 198,132 <LONG-TERM> 0 0 0 0 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 273 273 275 275 <OTHER-SE> 59,154 60,048 63,199 65,314 <TOTAL-LIABILITIES-AND-EQUITY> 694,946 769,213 793,168 806,448 <INTEREST-LOAN> 36,106 9,274 18,986 28,940 <INTEREST-INVEST> 9,491 4,140 8,876 13,700 <INTEREST-OTHER> 209 61 132 259 <INTEREST-TOTAL> 45,806 13,475 27,994 42,899 <INTEREST-DEPOSIT> 16,275 4,136 8,489 13,160 <INTEREST-EXPENSE> 19,667 6,781 14,188 21,796 <INTEREST-INCOME-NET> 26,139 6,694 13,806 21,103 <LOAN-LOSSES> 1,200 300 600 1,000 <SECURITIES-GAINS> 368 254 627 683 <EXPENSE-OTHER> 20,536 5,491 11,643 17,738 <INCOME-PRETAX> 12,723 3,235 6,597 10,060 <INCOME-PRE-EXTRAORDINARY> 12,723 3,235 6,597 10,060 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 8,425 2,151 4,412 6,776 <EPS-PRIMARY><F2> 1.30 .33 .67 1.03 <EPS-DILUTED><F2> 1.25 .32 .65 .99 <YIELD-ACTUAL> 4.99 4.10 4.12 4.12 <LOANS-NON> 7,542 0 0 0 <LOANS-PAST> 1,447 0 0 0 <LOANS-TROUBLED> 0 0 0 0 <LOANS-PROBLEM> 5,200<F1> 0 0 0 <ALLOWANCE-OPEN> 7,785 8,495 8,495 8,495 <CHARGE-OFFS> 1,273 316 828 960 <RECOVERIES> 783 106 144 288 <ALLOWANCE-CLOSE> 8,495 8,585 8,411 8,823 <ALLOWANCE-DOMESTIC> 8,495 0 0 0 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 2,461 0 0 0 <FN> <F1> See discussion of potential problem loans required by Guide 3, section III.C.2 under the caption Guide 3 Statistical Disclosures in the Corporation's Form 10-K for the fiscal year ended December 31, 1996. <F2> Adjusted to reflect the 3-for-2 stock splits paid on November 19, 1997 and October 15, 1996. </FN>