<ARTICLE>                         9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM  THE CONSOLIDATED
FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST BANCORP, INC. AS
OF JUNE 30, 1998  AND  IS  QUALIFIED  IN  ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000
       
                                            
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-END>                                   JUN-30-1998
<CASH>                                          22,925
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                11,792
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    308,397
<INVESTMENTS-CARRYING>                          55,847
<INVESTMENTS-MARKET>                            56,562
<LOANS>                                        454,070
<ALLOWANCE>                                      9,712
<TOTAL-ASSETS>                                 899,211
<DEPOSITS>                                     551,789
<SHORT-TERM>                                    26,767
<LIABILITIES-OTHER>                            250,422
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           418
<OTHER-SE>                                      69,815
<TOTAL-LIABILITIES-AND-EQUITY>                 899,211
<INTEREST-LOAN>                                 20,094
<INTEREST-INVEST>                               10,747
<INTEREST-OTHER>                                   284
<INTEREST-TOTAL>                                31,125
<INTEREST-DEPOSIT>                               9,488
<INTEREST-EXPENSE>                              16,411
<INTEREST-INCOME-NET>                           14,714
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                 392
<EXPENSE-OTHER>                                 12,980
<INCOME-PRETAX>                                  6,813
<INCOME-PRE-EXTRAORDINARY>                       6,813
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,905
<EPS-PRIMARY>                                      .49
<EPS-DILUTED>                                      .47
<YIELD-ACTUAL>                                    3.76
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,835
<CHARGE-OFFS>                                      199
<RECOVERIES>                                       176
<ALLOWANCE-CLOSE>                                9,712
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0