<ARTICLE>                         9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  INFORMATION  EXTRACTED  FROM THE CONSOLIDATED
FINANCIAL  STATEMENTS  AND  NOTES  THERETO  OF WASHINGTON TRUST BANCORP, INC. AS
OF  MARCH 31, 1999  AND  IS  QUALIFIED  IN  ITS  ENTIRETY  BY  REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000
       
                                            
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   MAR-31-1999
<CASH>                                          13,889
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                11,598
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    343,686
<INVESTMENTS-CARRYING>                          96,744
<INVESTMENTS-MARKET>                            96,918
<LOANS>                                        461,092
<ALLOWANCE>                                     10,768
<TOTAL-ASSETS>                                 972,761
<DEPOSITS>                                     565,971
<SHORT-TERM>                                    19,197
<LIABILITIES-OTHER>                            313,621
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           632
<OTHER-SE>                                      73,340
<TOTAL-LIABILITIES-AND-EQUITY>                 972,761
<INTEREST-LOAN>                                  9,665
<INTEREST-INVEST>                                6,576
<INTEREST-OTHER>                                   141
<INTEREST-TOTAL>                                16,382
<INTEREST-DEPOSIT>                               4,312
<INTEREST-EXPENSE>                               8,363
<INTEREST-INCOME-NET>                            8,019
<LOAN-LOSSES>                                      450
<SECURITIES-GAINS>                                 262
<EXPENSE-OTHER>                                  7,182
<INCOME-PRETAX>                                  3,719
<INCOME-PRE-EXTRAORDINARY>                       3,719
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,613
<EPS-PRIMARY>                                      .26
<EPS-DILUTED>                                      .25
<YIELD-ACTUAL>                                    3.73
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                10,416
<CHARGE-OFFS>                                      142
<RECOVERIES>                                        44
<ALLOWANCE-CLOSE>                               10,768
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0