<ARTICLE>                         9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  INFORMATION  EXTRACTED FROM THE  CONSOLIDATED
FINANCIAL  STATEMENTS  AND  NOTES  THERETO  OF WASHINGTON TRUST BANCORP, INC. AS
OF  JUNE 30, 1999  AND  IS  QUALIFIED  IN  ITS  ENTIRETY  BY  REFERENCE  TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000

                                            
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   JUN-30-1999
<CASH>                                          15,027
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                13,625
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    344,333
<INVESTMENTS-CARRYING>                         104,918
<INVESTMENTS-MARKET>                           103,031
<LOANS>                                        476,185
<ALLOWANCE>                                     11,200
<TOTAL-ASSETS>                               1,016,504
<DEPOSITS>                                     599,971
<SHORT-TERM>                                    19,661
<LIABILITIES-OTHER>                            322,607
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           634
<OTHER-SE>                                      73,631
<TOTAL-LIABILITIES-AND-EQUITY>               1,016,504
<INTEREST-LOAN>                                 19,541
<INTEREST-INVEST>                               13,246
<INTEREST-OTHER>                                   245
<INTEREST-TOTAL>                                33,032
<INTEREST-DEPOSIT>                               8,735
<INTEREST-EXPENSE>                              17,042
<INTEREST-INCOME-NET>                           15,990
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                 384
<EXPENSE-OTHER>                                 14,500
<INCOME-PRETAX>                                  7,562
<INCOME-PRE-EXTRAORDINARY>                       7,562
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     5,312
<EPS-BASIC>                                      .53
<EPS-DILUTED>                                      .51
<YIELD-ACTUAL>                                    3.65
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                10,416
<CHARGE-OFFS>                                      410
<RECOVERIES>                                       294
<ALLOWANCE-CLOSE>                               11,200
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0