Exhibit 14

                          UCI MEDICAL AFFILIATES, INC.

                     SENIOR FINANCIAL OFFICER CODE OF ETHICS

         This Senior Financial Officer Code of Ethics sets out basic principles
and standards of conduct to guide the Chief Executive Officer, Chief Financial
Officer, principal accounting officer or controller, or persons performing
similar functions (the "Senior Financial Officers") of UCI Medical Affiliates,
Inc. and its subsidiaries (the "Company"). Senior Financial Officers hold an
important and elevated role in corporate governance. These individuals are key
members of the management team, who are uniquely capable and empowered to ensure
that the interests of stakeholders (including shareholders, clients, employees,
suppliers, and citizens of the communities in which the Company operates) are
appropriately balanced, protected, and preserved. Senior Financial Officers
fulfill this responsibility by adhering to the highest ethical standards, as
detailed below. Senior Financial Officers shall:

1.       Act with honesty and integrity when acting on behalf of the Company or
         in connection with the Company's business or operations.

2.       Avoid conflicts of interest involving the Company or its business.
         Questions regarding whether a conflict of interest exists should be
         directed to, and shall be determined by, the Board of Directors of UCI
         Medical Affiliates, Inc.

3.       Provide public and regulatory constituents with information in reports,
         documents, and communications that is accurate, complete, objective,
         relevant, timely, and understandable.

4.       Comply with applicable laws, rules, and regulations of federal, state,
         and local governments and other appropriate private and public
         regulatory agencies.

5.       Act in good faith, with due care, competence, and diligence, without
         misrepresenting material facts or allowing independent judgment to be
         subordinated.

6.       Maintain the confidentiality of information entrusted or made available
         to them by the Company or its customers, except when disclosure is
         authorized by the Company or the customer, as applicable, or legally
         mandated, and not use that information for personal advantage.

7.       Share knowledge and maintain skills necessary and relevant to the
         Company's needs.

8.       Proactively promote ethical and honest behavior within the workplace.

9.       Assure responsible use and control of all assets, resources, and
         information in possession of the Company.

Any waiver of this Code for our Senior Financial Officers may be made only by
the Board of Directors of UCI Medical Affiliates, Inc. and will be promptly
disclosed as required by applicable law and the rules of any applicable
securities exchange. We encourage our Senior Financial Officers to contact the
Chief Executive Officer, or if the Chief Executive Officer, to contact the Board
of Directors of UCI Medical Affiliates, Inc. about any violations of this code.
Any claim of a possible violation may be made anonymously if the claimant so
desires, and all claimants shall be provided confidentiality to the extent
practicable in the handling of the potential violation. Senior Financial
Officers who violate this Code of Ethics are subject to disciplinary action,
including without limitation loss of employment.