<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> sep-30-1999 <PERIOD-START> jan-1-1999 <PERIOD-END> mar-31-1999 <CASH> 364,705 <SECURITIES> 0 <RECEIVABLES> 9,035,578 <ALLOWANCES> 1,881,108 <INVENTORY> 490,341 <CURRENT-ASSETS> 10,866,226 <PP&E> 4,769,433 <DEPRECIATION> 4,329,823 <TOTAL-ASSETS> 24,757,250 <CURRENT-LIABILITIES> 9,396,634 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 482,528 <OTHER-SE> 6,093,473 <TOTAL-LIABILITY-AND-EQUITY> 24,757,250 <SALES> 0 <TOTAL-REVENUES> 20,154,240 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 16,410,321 <LOSS-PROVISION> 806,119 <INTEREST-EXPENSE> 747,914 <INCOME-PRETAX> 1,112,276 <INCOME-TAX> 0 <INCOME-CONTINUING> 1,112,276 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,112,276 <EPS-PRIMARY> 0 <EPS-DILUTED> 0