<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> sep-30-1999 <PERIOD-START> apr-1-1999 <PERIOD-END> jun-30-1999 <CASH> 73,763 <SECURITIES> 0 <RECEIVABLES> 8,608,169 <ALLOWANCES> 887,299 <INVENTORY> 490,341 <CURRENT-ASSETS> 9,795,098 <PP&E> 4,721,376 <DEPRECIATION> 4,629,937 <TOTAL-ASSETS> 23,447,597 <CURRENT-LIABILITIES> 8,055,388 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 482,528 <OTHER-SE> 6,361,562 <TOTAL-LIABILITY-AND-EQUITY> 23,447,597 <SALES> 0 <TOTAL-REVENUES> 30,110,753 <CGS> 0 <TOTAL-COSTS> 24,794,008 <OTHER-EXPENSES> 1,536,143 <LOSS-PROVISION> 1,275,229 <INTEREST-EXPENSE> 1,059,763 <INCOME-PRETAX> 1,380,365 <INCOME-TAX> 0 <INCOME-CONTINUING> 1,380,365 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,380,365 <EPS-BASIC> .17 <EPS-DILUTED> .17