EXHIBIT 99.2



           CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER
                PURSUANT TO 18 U.S.C. SECTION 1350
                      AS ADOPTED PURSUANT TO
           SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



     In connection with the Annual Report on Form 10K of First
Keystone Corporation (the "Company") for the period ending December
31, 2002, as filed with the Securities and Exchange Commission (the
"Report"), I, David R. Saracino, Vice President and CFO, certify,
pursuant to 18 U.S.C. Section 1350, as added by  Section 906 of the
Sarbanes-Oxley Act of 2002, that:

   1.  The Report fully complies with the requirements of Section
       13(a) or 15(d) of the Securities Exchange Act of 1934; and

   2.  To my knowledge, the information contained in the Report
       fairly presents, in all material respects, the financial
       condition and results of operations of the Company as of
       and for the period covered by the Report.







                               /s/ David R. Saracino
                               David R. Saracino
                               Treasurer and CFO



March 25, 2003



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