FOR IMMEDIATE RELEASE
                            October 8, 2002
          JORDAN NAMED TO TRUST BOARD, WILL BECOME PRESIDENT

Hampton, Virginia  Robert F. Shuford, Chairman, President and Chief
Executive Officer of Old Point Financial Corporation announced today
that Eugene M. Jordan, II has been elected to the Board of Directors
of Old Point Trust & Financial Services, N.A. in advance of his
appointment to the position of President and Chief Executive Officer
of Old Point Trust & Financial Services, N.A.  Mr. Jordan will replace
Frank E. Continetti, who recently resigned his position with the
company to pursue other interests.

"I am pleased to announce Mr. Jordan's election," said Shuford, "We
are fortunate to have a person of his experience and background join
the Board of the Trust Company and agree to assume the presidency in
the near future. We anticipate that he will be available to take the
reins as soon as he has concluded matters in his law practice."

Mr. Jordan, who has practiced law in Hampton since 1988, is currently
with the firm of Jordan, Ishon & Jordan. He is a 1977 graduate of
North Carolina Wesleyan College and earned his Certificate for Trust
Management from Campbell University in North Carolina in 1982.  Mr.
Jordan also received his Juris Doctor degree from Campbell University
in 1987. He is a Past President of the Hampton Rotary Club and the
Peninsula Estate Planning Council, a member of the Hampton Bar
Association, the Virginia State Bar, and a Trustee of Hampton Baptist
Church.


Old Point Financial Corporation (Nasdaq Small Cap "OPOF") is the parent
company of Old Point National Bank, a locally owned and managed
community bank serving Hampton Roads with a 15-branch network extending
from Chesapeake through James City County, and Old Point Trust &
Financial Services, N.A., a wealth management services provider.


For  more  information contact : Lani Chisman Davis, Marketing Director,

757/ 728-1286