Exhibit 32.1


                  CERTIFICATION PURSUANT TO
                   18 U.S.C. SECTION 1350,
                   AS ADOPTED PURSUANT TO
        SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In  connection  with  the  Quarterly  Report  of  Old  Point
Financial Corporation (the "Company") on Form 10-Q  for  the
period ending June 30, 2003 as filed with the Securities and
Exchange  Commission on the date hereof (the  "Report"),  I,
Robert  F. Shuford, Chief Executive Officer of the  Company,
hereby  certify,  pursuant to 18  U.S.C.  Section  1350,  as
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

(1)  the Report fully complies with the requirements of
     Section 13(a) or 15(d) of the Securities Exchange Act of
     1934; and

(2)  the information contained in the Report fairly
     presents, in all material respects, the financial condition
     and results of operations of the Company as of and for the
     periods covered in the Report.



/s/Robert F. Shuford
- --------------------
Robert F. Shuford
President and Chief Executive Officer




Date:  August 14, 2003