Exhibit 32.2


                  CERTIFICATION PURSUANT TO
                   18 U.S.C. SECTION 1350,
                   AS ADOPTED PURSUANT TO
        SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In  connection  with  the  Quarterly  Report  of  Old  Point
Financial Corporation (the "Company") on Form 10-Q  for  the
period   ending  September  30,  2003  as  filed  with   the
Securities  and Exchange Commission on the date hereof  (the
"Report"),  I, Laurie D. Grabow, Chief Financial Officer  of
the  Company, hereby certify, pursuant to 18 U.S.C.  Section
1350,  as  adopted pursuant to Section 906 of the  Sarbanes-
Oxley Act of 2002, that:

(1)  the Report fully complies with the requirements of
     Section 13(a) or 15(d) of the Securities Exchange Act of
     1934; and

(2)  the information contained in the Report fairly
     presents, in all material respects, the financial condition
     and results of operations of the Company as of and for the
     periods covered in the Report.



/s/Laurie D. Grabow
_______________________________
Laurie D. Grabow
Senior Vice President and Chief Financial Officer




Date:  November 7, 2003