UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 6, 2004 ------------- Commission file number 0-12820 ------- AMERICAN NATIONAL BANKSHARES INC. --------------------------------- (Exact name of registrant as specified in its charter) VIRGINIA 54-1284688 -------------------------------- -------------------- (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 628 Main Street Danville, Virginia 24541 ---------------------------------------- -------------------- (Address of principal executive offices) (Zip Code) (434) 792-5111 ---------------------------------------------------- (Registrant's telephone number, including area code) Item 5. Other Events On April 5, 2004, Brad E. Schwartz, Senior Vice President and Chief Financial Officer for the Corporation, resigned his position. Mr. Schwartz also served as Secretary to the Corporation. Mr. Schwartz has accepted the position of Executive Vice President and Chief Operating and Financial Officer for Monarch Bank in Chesapeake Virginia. Exhibits 99.1 News Release - -------------------------------------------------------------------------------- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN NATIONAL BANKSHARES INC. --------------------------------- (Registrant) Date - April 6, 2004 By: /s/ Charles H. Majors -------------------------- President & CEO