<ARTICLE>                     9
<CIK>                         0000741516
<NAME>                        American National Bankshares Inc.
<MULTIPLIER>                  1000
       
                                                           
<PERIOD-TYPE>                   3-MOS        6-MOS        9-MOS        YEAR
<FISCAL-YEAR-END>               DEC-31-1998  DEC-31-1998  DEC-31-1998  DEC-31-1998
<PERIOD-START>                  JAN-01-1998  APR-01-1998  JUL-01-1998  JAN-01-1998
<PERIOD-END>                    MAR-31-1998  JUN-30-1998  SEP-30-1998  SEP-30-1998
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