[ARTICLE] 9 [CIK] 0000742070 [NAME] WESTBANK CORPORATION [MULTIPLIER] 1000 [PERIOD-TYPE] 9-MOS [FISCAL-YEAR-END] DEC-31-1994 [PERIOD-START] JAN-01-1994 [PERIOD-END] SEP-30-1994 [CASH] 11,593 [INT-BEARING-DEPOSITS] 369 [FED-FUNDS-SOLD] 2,800 [TRADING-ASSETS] 0 [INVESTMENTS-HELD-FOR-SALE] 14,634 [INVESTMENTS-CARRYING] 22,512 [INVESTMENTS-MARKET] 22,087 [LOANS] 183,940 [ALLOWANCE] 3,169 [TOTAL-ASSETS] 242,594 [DEPOSITS] 221,131 [SHORT-TERM] 5,553 [LIABILITIES-OTHER] 560 [LONG-TERM] 0 [COMMON] 15,350 [PREFERRED-MANDATORY] 0 [PREFERRED] 0 [OTHER-SE] 0 [TOTAL-LIABILITIES-AND-EQUITY] 242,594 [INTEREST-LOAN] 10,921 [INTEREST-INVEST] 1,370 [INTEREST-OTHER] 138 [INTEREST-TOTAL] 12,429 [INTEREST-DEPOSIT] 4,361 [INTEREST-EXPENSE] 4,504 [INTEREST-INCOME-NET] 7,925 [LOAN-LOSSES] 931 [SECURITIES-GAINS] 151 [EXPENSE-OTHER] 6,957 [INCOME-PRETAX] 1,996 [INCOME-PRE-EXTRAORDINARY] 0 [EXTRAORDINARY] 0 [CHANGES] 0 [NET-INCOME] 2,111 [EPS-PRIMARY] .66 [EPS-DILUTED] .66 [YIELD-ACTUAL] 5 [LOANS-NON] 5,367 [LOANS-PAST] 122 [LOANS-TROUBLED] 452 [LOANS-PROBLEM] 5,941 [ALLOWANCE-OPEN] 3,472 [CHARGE-OFFS] 1,437 [RECOVERIES] 203 [ALLOWANCE-CLOSE] 3,169 [ALLOWANCE-DOMESTIC] 3,169 [ALLOWANCE-FOREIGN] 0 [ALLOWANCE-UNALLOCATED] 0 Signature John M. Lilly Treasurer and Chief Financial Officer