<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> SEP-30-1994 <CASH> 11593 <INT-BEARING-DEPOSITS> 369 <FED-FUNDS-SOLD> 2800 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 14634 <INVESTMENTS-CARRYING> 22512 <INVESTMENTS-MARKET> 22087 <LOANS> 183940 <ALLOWANCE> 3169 <TOTAL-ASSETS> 242594 <DEPOSITS> 221131 <SHORT-TERM> 5553 <LIABILITIES-OTHER> 560 <LONG-TERM> 0 <COMMON> 15350 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 242594 <INTEREST-LOAN> 10921 <INTEREST-INVEST> 1370 <INTEREST-OTHER> 138 <INTEREST-TOTAL> 12429 <INTEREST-DEPOSIT> 4361 <INTEREST-EXPENSE> 4504 <INTEREST-INCOME-NET> 7925 <LOAN-LOSSES> 931 <SECURITIES-GAINS> 151 <EXPENSE-OTHER> 6957 <INCOME-PRETAX> 1996 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2111 <EPS-PRIMARY> .66 <EPS-DILUTED> .66 <YIELD-ACTUAL> 5 <LOANS-NON> 5367 <LOANS-PAST> 122 <LOANS-TROUBLED> 452 <LOANS-PROBLEM> 5941 <ALLOWANCE-OPEN> 3472 <CHARGE-OFFS> 1437 <RECOVERIES> 203 <ALLOWANCE-CLOSE> 3169 <ALLOWANCE-DOMESTIC> 3169 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0