<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> DEC-31-1994 <CASH> 10425 <INT-BEARING-DEPOSITS> 275 <FED-FUNDS-SOLD> 1000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 7753 <INVESTMENTS-CARRYING> 21794 <INVESTMENTS-MARKET> 20958 <LOANS> 196002 <ALLOWANCE> 3325 <TOTAL-ASSETS> 243313 <DEPOSITS> 218563 <SHORT-TERM> 8865 <LIABILITIES-OTHER> 541 <LONG-TERM> 0 <COMMON> 15344 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 243313 <INTEREST-LOAN> 15015 <INTEREST-INVEST> 1855 <INTEREST-OTHER> 176 <INTEREST-TOTAL> 17046 <INTEREST-DEPOSIT> 5999 <INTEREST-EXPENSE> 200 <INTEREST-INCOME-NET> 10847 <LOAN-LOSSES> 1473 <SECURITIES-GAINS> 145 <EXPENSE-OTHER> 10088 <INCOME-PRETAX> 1745 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2175 <EPS-PRIMARY> .68 <EPS-DILUTED> .68 <YIELD-ACTUAL> 5.01 <LOANS-NON> 4890 <LOANS-PAST> 492 <LOANS-TROUBLED> 501 <LOANS-PROBLEM> 5883 <ALLOWANCE-OPEN> 3472 <CHARGE-OFFS> 1869 <RECOVERIES> 249 <ALLOWANCE-CLOSE> 3325 <ALLOWANCE-DOMESTIC> 3325 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0