<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JAN-30-1995 <CASH> 11807 <INT-BEARING-DEPOSITS> 19 <FED-FUNDS-SOLD> 5500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 17209 <INVESTMENTS-CARRYING> 20795 <INVESTMENTS-MARKET> 20831 <LOANS> 195580 <ALLOWANCE> 3005 <TOTAL-ASSETS> 257998 <DEPOSITS> 233325 <SHORT-TERM> 6329 <LIABILITIES-OTHER> 1505 <LONG-TERM> 0 <COMMON> 6356 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 257998 <INTEREST-LOAN> 8699 <INTEREST-INVEST> 1074 <INTEREST-OTHER> 112 <INTEREST-TOTAL> 9885 <INTEREST-DEPOSIT> 3984 <INTEREST-EXPENSE> 4137 <INTEREST-INCOME-NET> 5748 <LOAN-LOSSES> 800 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 4362 <INCOME-PRETAX> 1621 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1402 <EPS-PRIMARY> .43 <EPS-DILUTED> .43 <YIELD-ACTUAL> 4.94 <LOANS-NON> 3112 <LOANS-PAST> 265 <LOANS-TROUBLED> 496 <LOANS-PROBLEM> 3873 <ALLOWANCE-OPEN> 3325 <CHARGE-OFFS> 1190 <RECOVERIES> 70 <ALLOWANCE-CLOSE> 3005 <ALLOWANCE-DOMESTIC> 3005 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0