<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 11,195 <INT-BEARING-DEPOSITS> 509 <FED-FUNDS-SOLD> 900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 16,907 <INVESTMENTS-CARRYING> 18,209 <INVESTMENTS-MARKET> 18,402 <LOANS> 200,971 <ALLOWANCE> 3,707 <TOTAL-ASSETS> 253,777 <DEPOSITS> 227,962 <SHORT-TERM> 7,177 <LIABILITIES-OTHER> 935 <LONG-TERM> 0 <PREFERRED-MANDATORY> 17,703 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 253,777 <INTEREST-LOAN> 17,681 <INTEREST-INVEST> 2,312 <INTEREST-OTHER> 268 <INTEREST-TOTAL> 20,261 <INTEREST-DEPOSIT> 8,269 <INTEREST-EXPENSE> 8,540 <INTEREST-INCOME-NET> 11,721 <LOAN-LOSSES> 2,690 <SECURITIES-GAINS> 145 <EXPENSE-OTHER> 8,515 <INCOME-PRETAX> 3,433 <INCOME-PRE-EXTRAORDINARY> 2,353 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,353 <EPS-PRIMARY> .72 <EPS-DILUTED> .72 <YIELD-ACTUAL> 4.94 <LOANS-NON> 6,180 <LOANS-PAST> 277 <LOANS-TROUBLED> 439 <LOANS-PROBLEM> 6,896 <ALLOWANCE-OPEN> 3,325 <CHARGE-OFFS> 2,483 <RECOVERIES> 175 <ALLOWANCE-CLOSE> 3,707 <ALLOWANCE-DOMESTIC> 3,707 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0