<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> MAR-31-1996 <CASH> 9729 <INT-BEARING-DEPOSITS> 582 <FED-FUNDS-SOLD> 14300 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 19192 <INVESTMENTS-CARRYING> 16446 <INVESTMENTS-MARKET> 16490 <LOANS> 195308 <ALLOWANCE> 3916 <TOTAL-ASSETS> 261208 <DEPOSITS> 233769 <SHORT-TERM> 8690 <LIABILITIES-OTHER> 724 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 18025 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 261208 <INTEREST-LOAN> 4335 <INTEREST-INVEST> 536 <INTEREST-OTHER> 81 <INTEREST-TOTAL> 4952 <INTEREST-DEPOSIT> 2008 <INTEREST-EXPENSE> 2071 <INTEREST-INCOME-NET> 2881 <LOAN-LOSSES> 140 <SECURITIES-GAINS> 112 <EXPENSE-OTHER> 2352 <INCOME-PRETAX> 993 <INCOME-PRE-EXTRAORDINARY> 993 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 564 <EPS-PRIMARY> .17 <EPS-DILUTED> .17 <YIELD-ACTUAL> 4.84 <LOANS-NON> 4481 <LOANS-PAST> 185 <LOANS-TROUBLED> 437 <LOANS-PROBLEM> 5103 <ALLOWANCE-OPEN> 3707 <CHARGE-OFFS> 223 <RECOVERIES> 292 <ALLOWANCE-CLOSE> 3916 <ALLOWANCE-DOMESTIC> 3916 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0