<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> JUN-30-1996 <CASH> 12070 <INT-BEARING-DEPOSITS> 792 <FED-FUNDS-SOLD> 2200 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 16017 <INVESTMENTS-CARRYING> 21305 <INVESTMENTS-MARKET> 21251 <LOANS> 209848 <ALLOWANCE> 2647 <TOTAL-ASSETS> 269510 <DEPOSITS> 237808 <SHORT-TERM> 12294 <LIABILITIES-OTHER> 993 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 18415 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 269510 <INTEREST-LOAN> 8693 <INTEREST-INVEST> 1162 <INTEREST-OTHER> 150 <INTEREST-TOTAL> 10005 <INTEREST-DEPOSIT> 4094 <INTEREST-EXPENSE> 4218 <INTEREST-INCOME-NET> 5787 <LOAN-LOSSES> 492 <SECURITIES-GAINS> 112 <EXPENSE-OTHER> 4602 <INCOME-PRETAX> 1848 <INCOME-PRE-EXTRAORDINARY> 1848 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1069 <EPS-PRIMARY> .32 <EPS-DILUTED> .32 <YIELD-ACTUAL> 4.76 <LOANS-NON> 2992 <LOANS-PAST> 43 <LOANS-TROUBLED> 78 <LOANS-PROBLEM> 3113 <ALLOWANCE-OPEN> 3707 <CHARGE-OFFS> 1856 <RECOVERIES> 304 <ALLOWANCE-CLOSE> 2647 <ALLOWANCE-DOMESTIC> 2647 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0