<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> SEP-30-1996 <CASH> 12141 <INT-BEARING-DEPOSITS> 1195 <FED-FUNDS-SOLD> 10995 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 14718 <INVESTMENTS-CARRYING> 20986 <INVESTMENTS-MARKET> 20899 <LOANS> 215553 <ALLOWANCE> 2735 <TOTAL-ASSETS> 281640 <DEPOSITS> 253577 <SHORT-TERM> 7994 <LIABILITIES-OTHER> 988 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 19081 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 281640 <INTEREST-LOAN> 13222 <INTEREST-INVEST> 1792 <INTEREST-OTHER> 181 <INTEREST-TOTAL> 15195 <INTEREST-DEPOSIT> 6268 <INTEREST-EXPENSE> 6460 <INTEREST-INCOME-NET> 8735 <LOAN-LOSSES> 668 <SECURITIES-GAINS> 112 <EXPENSE-OTHER> 6870 <INCOME-PRETAX> 2841 <INCOME-PRE-EXTRAORDINARY> 2841 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1641 <EPS-PRIMARY> .49 <EPS-DILUTED> .49 <YIELD-ACTUAL> 4.65 <LOANS-NON> 2671 <LOANS-PAST> 39 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 2710 <ALLOWANCE-OPEN> 3707 <CHARGE-OFFS> 1989 <RECOVERIES> 349 <ALLOWANCE-CLOSE> 2735 <ALLOWANCE-DOMESTIC> 2735 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0