<ARTICLE> 9 <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <CASH> 10463 <INT-BEARING-DEPOSITS> 48 <FED-FUNDS-SOLD> 12890 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 14387 <INVESTMENTS-CARRYING> 21295 <INVESTMENTS-MARKET> 21357 <LOANS> 220673 <ALLOWANCE> 2481 <TOTAL-ASSETS> 284909 <DEPOSITS> 255491 <SHORT-TERM> 8769 <LIABILITIES-OTHER> 904 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 19745 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 284909 <INTEREST-LOAN> 17942 <INTEREST-INVEST> 2383 <INTEREST-OTHER> 275 <INTEREST-TOTAL> 20600 <INTEREST-DEPOSIT> 8503 <INTEREST-EXPENSE> 8758 <INTEREST-INCOME-NET> 11842 <LOAN-LOSSES> 868 <SECURITIES-GAINS> 112 <EXPENSE-OTHER> 9272 <INCOME-PRETAX> 3842 <INCOME-PRE-EXTRAORDINARY> 2248 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2248 <EPS-PRIMARY> .66 <EPS-DILUTED> .66 <YIELD-ACTUAL> 4.73 <LOANS-NON> 2079 <LOANS-PAST> 282 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 2361 <ALLOWANCE-OPEN> 3707 <CHARGE-OFFS> 2463 <RECOVERIES> 369 <ALLOWANCE-CLOSE> 2481 <ALLOWANCE-DOMESTIC> 2481 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0