<ARTICLE> 9 <RESTATED> <CIK> 0000742070 <NAME> WESTBANK CORPORATION <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR YEAR 3-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-1995 DEC-31-1996 DEC-31-1996 DEC-31-1996 <PERIOD-START> JAN-01-1995 JAN-01-1996 JAN-01-1996 JAN-01-1996 <PERIOD-END> DEC-31-1995 DEC-31-1996 MAR-31-1996 JUN-30-1996 <CASH> 11195 10463 9729 12070 <INT-BEARING-DEPOSITS> 509 48 582 792 <FED-FUNDS-SOLD> 900 12890 14300 2200 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 16907 14387 19192 16017 <INVESTMENTS-CARRYING> 18209 21295 16446 21305 <INVESTMENTS-MARKET> 18402 21357 16490 21251 <LOANS> 200971 220673 195308 209848 <ALLOWANCE> 3707 2481 3916 2647 <TOTAL-ASSETS> 253777 284909 261208 269510 <DEPOSITS> 227962 255491 233769 237808 <SHORT-TERM> 7177 8769 8690 12294 <LIABILITIES-OTHER> 935 904 724 993 <LONG-TERM> 0 0 0 0 <PREFERRED-MANDATORY> 17703 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 0 19745 18025 18415 <OTHER-SE> 0 0 0 0 <TOTAL-LIABILITIES-AND-EQUITY> 253777 284909 261208 269510 <INTEREST-LOAN> 17681 17942 4335 8693 <INTEREST-INVEST> 2312 2383 536 1162 <INTEREST-OTHER> 268 275 81 150 <INTEREST-TOTAL> 20261 20600 4952 10005 <INTEREST-DEPOSIT> 8269 8503 2008 4094 <INTEREST-EXPENSE> 8540 8758 2071 4218 <INTEREST-INCOME-NET> 11721 11842 2881 5787 <LOAN-LOSSES> 2690 868 140 492 <SECURITIES-GAINS> 145 112 112 112 <EXPENSE-OTHER> 8515 9272 2352 4602 <INCOME-PRETAX> 3433 3842 993 1848 <INCOME-PRE-EXTRAORDINARY> 2353 2248 993 1848 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 2353 2248 564 1069 <EPS-PRIMARY> .74 .68 .17 .32 <EPS-DILUTED> .72 .66 .17 .32 <YIELD-ACTUAL> 4.94 4.73 4.84 4.76 <LOANS-NON> 6180 2079 4481 2992 <LOANS-PAST> 277 282 185 43 <LOANS-TROUBLED> 439 0 437 78 <LOANS-PROBLEM> 6896 2361 5103 3113 <ALLOWANCE-OPEN> 3325 3707 3707 3707 <CHARGE-OFFS> 2483 2463 223 1856 <RECOVERIES> 175 369 292 304 <ALLOWANCE-CLOSE> 3707 2481 3916 2647 <ALLOWANCE-DOMESTIC> 3707 2481 3916 2647 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0