<ARTICLE> 9 <CIK> 0000743367 <NAME> BAR HARBOR BANKSHARES <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 13,739 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 38,659 <INVESTMENTS-CARRYING> 124,812 <INVESTMENTS-MARKET> 120,636 <LOANS> 276,990 <ALLOWANCE> (4,144) <TOTAL-ASSETS> 483,170 <DEPOSITS> 271,959 <SHORT-TERM> 97,483 <LIABILITIES-OTHER> 5,128 <LONG-TERM> 59,459 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7,287 <OTHER-SE> 41,854 <TOTAL-LIABILITIES-AND-EQUITY> 483,170 <INTEREST-LOAN> 11,782 <INTEREST-INVEST> 5,684 <INTEREST-OTHER> 19 <INTEREST-TOTAL> 17,485 <INTEREST-DEPOSIT> 4,297 <INTEREST-EXPENSE> 8,497 <INTEREST-INCOME-NET> 8,988 <LOAN-LOSSES> 326 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 8,108 <INCOME-PRETAX> 3,365 <INCOME-PRE-EXTRAORDINARY> 3,365 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,243 <EPS-BASIC> 0.66 <EPS-DILUTED> 0.66 <YIELD-ACTUAL> 7.83 <LOANS-NON> 2,906 <LOANS-PAST> 3,260 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,293 <CHARGE-OFFS> 511 <RECOVERIES> 36 <ALLOWANCE-CLOSE> 4,144 <ALLOWANCE-DOMESTIC> 4,144 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 394