<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FORM THE DECEMBER
31, 1999 FORM 10-QSB OF WASHINGTON BANCORP AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-END>                               DEC-31-1999
<CASH>                                           2,174
<INT-BEARING-DEPOSITS>                             876
<FED-FUNDS-SOLD>                                 1,715
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     21,388
<INVESTMENTS-CARRYING>                             919
<INVESTMENTS-MARKET>                               919
<LOANS>                                         77,590
<ALLOWANCE>                                        496
<TOTAL-ASSETS>                                 110,115
<DEPOSITS>                                      74,986
<SHORT-TERM>                                    17,677
<LIABILITIES-OTHER>                                825
<LONG-TERM>                                      5,500
<PREFERRED-MANDATORY>                              230
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      10,889
<TOTAL-LIABILITIES-AND-EQUITY>                 110,115
<INTEREST-LOAN>                                  3,234
<INTEREST-INVEST>                                  741
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 3,975
<INTEREST-DEPOSIT>                               1,685
<INTEREST-EXPENSE>                               2,228
<INTEREST-INCOME-NET>                            1,747
<LOAN-LOSSES>                                       40
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,124
<INCOME-PRETAX>                                    828
<INCOME-PRE-EXTRAORDINARY>                         501
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       501
<EPS-BASIC>                                        .89
<EPS-DILUTED>                                      .88
<YIELD-ACTUAL>                                    3.48
<LOANS-NON>                                          0
<LOANS-PAST>                                       420
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   472
<CHARGE-OFFS>                                       22
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                  496
<ALLOWANCE-DOMESTIC>                               496
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0