EXHIBIT 99.1



                  CERTIFICATION PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002



In  connection  with the  filing  of the  Quarterly  Report on Form 10-Q for the
Quarter  Ended  September 30, 2002 (the  "Report") by Ames National  Corporation
(the  "Company"),  each  of  the  undersigned  officers  of the  Company  hereby
certifies that:

1.   The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934, as amended; and

2.   The information  contained in the Report fairly  presents,  in all material
     respects,  the financial condition and results of operations of the Company
     as of and for the period covered by the Report.

IN WITNESS WHEREOF,  the undersigned have executed this  Certification as of the
14th day of November, 2002.

                                                  /s/ Daniel L. Krieger
                                                  ------------------------------
                                                  Daniel L. Krieger, President
                                                  (Principal Executive Officer)

                                                  /s/ John P. Nelson
                                                  ------------------------------
                                                  John P. Nelson, Vice President
                                                  (Principal Financial Officer)

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