Exhibit 99.1


                SECTION 906 CERTIFICATION BY DWIGHT O. SEEGMILLER

Pursuant to the requirements of Section 906 of the  Sarbannes-Oxley Act of 2002,
Dwight O. Seegmiller hereby certifies that:

1.   this report fully complies with the  requirements of Section 13(a) or 15(d)
     of the 1934 Act, and

2.   the information  contained in this report fairly presents,  in all material
     respects, the registrant's financial condition and results of operations of
     the registrant.


Date   November 14, 2002                         By  /s/ Dwight O. Seegmiller
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                                                 Dwight O. Seegmiller, President

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