UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 22, 2004 Date of Report (Date of Earliest Event Reported) IOWA FIRST BANCSHARES CORP. --------------------------- (Exact Name of Registrant as Specified in its Charter) IOWA 2-89283 42-1211285 - ---------------------------------------------------------------------------- (State or Other Jurisdiction of (Commission File Number) (I.R.S Employer Incorporation or Organization) Identification No.) 300 EAST SECOND STREET MUSCATINE, IOWA 52761 --------------------- (Address of Principal Executive Offices) Registrant's Telephone Number, Including Area Code: (563) 263-4221 NOT APPLICABLE -------------- (Former Name, Former Address, and Former Fiscal Year, if Changed Since Last Report) 1 Item 7. Financial Statements and Exhibits The following exhibit is filed as part of this Report: Exhibit No. Description - ----------- ----------- 99.1 News Release dated April 22, 2004 Item 9. Regulation FD Disclosure On April 22, 2004, Iowa First Bancshares Corp issued a News Release announcing its earnings for the quarter ended March 31, 2004. A copy of the News Release is attached hereto as Exhibit 99.1. Item 12. Results of Operations and Financial Condition On April 22, 2004, Iowa First Bancshares Corp issued a News Release announcing its earnings for the quarter ended March 31, 2004. A copy of the News Release is attached hereto as Exhibit 99.1. 2 EXHIBIT INDEX Exhibit No. Description - ----------- ----------- 99.1 News Release dated April 22, 2004 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. IOWA FIRST BANCSHARES CORP. Date: April 22, 2004 By: /s/ Kim K. Bartling ------------------------- Name: Kim K. Bartling Title: Executive Vice President, Chief Operating Officer & Treasurer 4