<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FOR THE DECEMBER
31, 1995 10-K OF FIRST NATIONAL BANCORP, INC. AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                          42,979
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                41,537
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     17,337
<INVESTMENTS-CARRYING>                         185,374
<INVESTMENTS-MARKET>                           187,269
<LOANS>                                        431,848
<ALLOWANCE>                                      3,931
<TOTAL-ASSETS>                                 749,990
<DEPOSITS>                                     605,137
<SHORT-TERM>                                    64,771
<LIABILITIES-OTHER>                              5,956
<LONG-TERM>                                      7,701
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        12,159
<OTHER-SE>                                      54,266
<TOTAL-LIABILITIES-AND-EQUITY>                 749,990
<INTEREST-LOAN>                                 38,027
<INTEREST-INVEST>                               11,735
<INTEREST-OTHER>                                 2,803
<INTEREST-TOTAL>                                52,565
<INTEREST-DEPOSIT>                              18,222
<INTEREST-EXPENSE>                              23,114
<INTEREST-INCOME-NET>                           29,451
<LOAN-LOSSES>                                    1,191
<SECURITIES-GAINS>                                 309
<EXPENSE-OTHER>                                 21,419
<INCOME-PRETAX>                                 11,965
<INCOME-PRE-EXTRAORDINARY>                       8,211
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,211
<EPS-PRIMARY>                                     6.75
<EPS-DILUTED>                                     6.75
<YIELD-ACTUAL>                                    4.62
<LOANS-NON>                                        169
<LOANS-PAST>                                       981
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  3,487
<ALLOWANCE-OPEN>                                 3,082
<CHARGE-OFFS>                                      646
<RECOVERIES>                                       304
<ALLOWANCE-CLOSE>                                3,931
<ALLOWANCE-DOMESTIC>                             3,931
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0