McGLADREY & PULLEN, LLP
                  Certified Public Accountants and Consultants







We  hereby  consent  to the  incorporation  by  reference  in  the  Registration
Statements on Form S-8 pertaining to the Quad City Holdings,  Inc. 401(k)/Profit
Sharing Plan (File No.  33-77420)  and Stock Option Plan (File No.  33-78024) of
our  report  dated  July  26,  1996  relating  to the June  30,  1996  financial
statements  of Quad City  Holdings,  Inc. and to the reference to our Firm under
the caption "Experts" contained therein.


/s/ McGLADREY & PULLEN, LLP



Davenport, Iowa
September 27, 1996