<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 1996 10-QSB FOR WASHINGTON BANCORP AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                             243
<INT-BEARING-DEPOSITS>                           2,296
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,759
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         45,522
<ALLOWANCE>                                        212
<TOTAL-ASSETS>                                  62,464
<DEPOSITS>                                      46,393
<SHORT-TERM>                                     1,750
<LIABILITIES-OTHER>                                849
<LONG-TERM>                                      2,980
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,181
<OTHER-SE>                                       4,311
<TOTAL-LIABILITIES-AND-EQUITY>                  62,464
<INTEREST-LOAN>                                    954
<INTEREST-INVEST>                                  238
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 1,192
<INTEREST-DEPOSIT>                                 553
<INTEREST-EXPENSE>                                 627
<INTEREST-INCOME-NET>                              565
<LOAN-LOSSES>                                        3
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    666
<INCOME-PRETAX>                                   (47)
<INCOME-PRE-EXTRAORDINARY>                        (29)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (29)
<EPS-PRIMARY>                                    (.05)
<EPS-DILUTED>                                    (.05)
<YIELD-ACTUAL>                                    3.66
<LOANS-NON>                                          0
<LOANS-PAST>                                        77
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   209
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  212
<ALLOWANCE-DOMESTIC>                               212
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0