<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 1997 FORM 10-QSB OF WASHINGTON BANCORP AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-END>                               SEP-30-1997
<CASH>                                             313
<INT-BEARING-DEPOSITS>                           2,002
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,320
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         54,918
<ALLOWANCE>                                        229
<TOTAL-ASSETS>                                  66,146
<DEPOSITS>                                      46,283
<SHORT-TERM>                                     1,450
<LIABILITIES-OTHER>                                644
<LONG-TERM>                                      6,875
<PREFERRED-MANDATORY>                               74
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      10,813
<TOTAL-LIABILITIES-AND-EQUITY>                  66,146
<INTEREST-LOAN>                                  1,140
<INTEREST-INVEST>                                  145
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 1,285
<INTEREST-DEPOSIT>                                 549
<INTEREST-EXPENSE>                                 682
<INTEREST-INCOME-NET>                              603
<LOAN-LOSSES>                                       25
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    369
<INCOME-PRETAX>                                    261
<INCOME-PRE-EXTRAORDINARY>                         157
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       157
<EPS-PRIMARY>                                      .25
<EPS-DILUTED>                                      .25
<YIELD-ACTUAL>                                    3.79
<LOANS-NON>                                          0
<LOANS-PAST>                                       139
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   226
<CHARGE-OFFS>                                        9
<RECOVERIES>                                         5
<ALLOWANCE-CLOSE>                                  247
<ALLOWANCE-DOMESTIC>                               247
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0