<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE DECEMBER
31, 1997 FORM 10-QSB FOR WASHINGTON BANCORP AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-END>                               DEC-31-1997
<CASH>                                             368
<INT-BEARING-DEPOSITS>                           2,047
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,106
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         55,828
<ALLOWANCE>                                        254
<TOTAL-ASSETS>                                  66,091
<DEPOSITS>                                      44,471
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                538
<LONG-TERM>                                      9,845
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      10,973
<TOTAL-LIABILITIES-AND-EQUITY>                  66,091
<INTEREST-LOAN>                                  2,326
<INTEREST-INVEST>                                  276
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 2,602
<INTEREST-DEPOSIT>                               1,100
<INTEREST-EXPENSE>                               1,367
<INTEREST-INCOME-NET>                            1,236
<LOAN-LOSSES>                                       53
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    784
<INCOME-PRETAX>                                    534
<INCOME-PRE-EXTRAORDINARY>                         356
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       356
<EPS-PRIMARY>                                      .59
<EPS-DILUTED>                                      .57
<YIELD-ACTUAL>                                    3.94
<LOANS-NON>                                          0
<LOANS-PAST>                                        38
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   226
<CHARGE-OFFS>                                       32
<RECOVERIES>                                         7
<ALLOWANCE-CLOSE>                                  254
<ALLOWANCE-DOMESTIC>                               254
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0