<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE DECEMBER 31, 1997 FORM 10-K OF HILLS BANCORPORATION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> DEC-31-1997 <CASH> 15,508 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 2,447 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 114,244 <INVESTMENTS-CARRYING> 23,840 <INVESTMENTS-MARKET> 24,230 <LOANS> 422,761 <ALLOWANCE> 8,010 <TOTAL-ASSETS> 603,102 <DEPOSITS> 479,770 <SHORT-TERM> 9,008 <LIABILITIES-OTHER> 12,060 <LONG-TERM> 50,764 <PREFERRED-MANDATORY> 7,682 <PREFERRED> 0 <COMMON> 9,070 <OTHER-SE> 42,430 <TOTAL-LIABILITIES-AND-EQUITY> 603,102 <INTEREST-LOAN> 34,598 <INTEREST-INVEST> 7,987 <INTEREST-OTHER> 158 <INTEREST-TOTAL> 42,743 <INTEREST-DEPOSIT> 19,294 <INTEREST-EXPENSE> 22,502 <INTEREST-INCOME-NET> 20,241 <LOAN-LOSSES> 1,048 <SECURITIES-GAINS> 940 <EXPENSE-OTHER> 15,500 <INCOME-PRETAX> 9,631 <INCOME-PRE-EXTRAORDINARY> 7,086 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,086 <EPS-PRIMARY> 4.83 <EPS-DILUTED> 4.78 <YIELD-ACTUAL> 3.93 <LOANS-NON> 0 <LOANS-PAST> 954 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 9,566 <ALLOWANCE-OPEN> 7,311 <CHARGE-OFFS> 1,128 <RECOVERIES> 779 <ALLOWANCE-CLOSE> 8,010 <ALLOWANCE-DOMESTIC> 8,010 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,421