<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE MARCH
31, 1999 FORM 10-Q OF QUAD CITY HOLDINGS, INC. AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                           8,455
<INT-BEARING-DEPOSITS>                          12,470
<FED-FUNDS-SOLD>                                29,380
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     47,149
<INVESTMENTS-CARRYING>                             774
<INVESTMENTS-MARKET>                               787
<LOANS>                                        191,679
<ALLOWANCE>                                      2,704
<TOTAL-ASSETS>                                 299,815
<DEPOSITS>                                     239,124
<SHORT-TERM>                                     9,468
<LIABILITIES-OTHER>                              3,737
<LONG-TERM>                                     26,384
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         2,296
<OTHER-SE>                                      18,806
<TOTAL-LIABILITIES-AND-EQUITY>                 299,815
<INTEREST-LOAN>                                 11,509
<INTEREST-INVEST>                                1,617
<INTEREST-OTHER>                                 1,557
<INTEREST-TOTAL>                                14,684
<INTEREST-DEPOSIT>                               6,674
<INTEREST-EXPENSE>                               8,085
<INTEREST-INCOME-NET>                            6,598
<LOAN-LOSSES>                                      644
<SECURITIES-GAINS>                                   2
<EXPENSE-OTHER>                                  7,151
<INCOME-PRETAX>                                  2,761
<INCOME-PRE-EXTRAORDINARY>                       1,672
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,672
<EPS-PRIMARY>                                      .73
<EPS-DILUTED>                                      .69
<YIELD-ACTUAL>                                    3.47
<LOANS-NON>                                      1,509
<LOANS-PAST>                                        59
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,350
<CHARGE-OFFS>                                      392
<RECOVERIES>                                       102
<ALLOWANCE-CLOSE>                                2,704
<ALLOWANCE-DOMESTIC>                             2,704
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             16