<ARTICLE>  9
<LEGEND>
THIS SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM THE MARCH
31,  1999 10-QSB FOR  WASHINGTON  BANCORP AND IS  QUALIFIED  IN ITS  ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                           1,161
<INT-BEARING-DEPOSITS>                           2,407
<FED-FUNDS-SOLD>                                 3,583
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     20,961
<INVESTMENTS-CARRYING>                           1,129
<INVESTMENTS-MARKET>                             1,129
<LOANS>                                         70,266
<ALLOWANCE>                                        442
<TOTAL-ASSETS>                                 104,221
<DEPOSITS>                                      77,672
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                694
<LONG-TERM>                                     15,020
<PREFERRED-MANDATORY>                              204
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      10,624
<TOTAL-LIABILITIES-AND-EQUITY>                 104,221
<INTEREST-LOAN>                                  4,412
<INTEREST-INVEST>                                1,109
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 5,521
<INTEREST-DEPOSIT>                               2,560
<INTEREST-EXPENSE>                               3,227
<INTEREST-INCOME-NET>                            2,293
<LOAN-LOSSES>                                       74
<SECURITIES-GAINS>                                  15
<EXPENSE-OTHER>                                  1,677
<INCOME-PRETAX>                                    828
<INCOME-PRE-EXTRAORDINARY>                         521
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       521
<EPS-PRIMARY>                                      .92
<EPS-DILUTED>                                      .90
<YIELD-ACTUAL>                                    3.23
<LOANS-NON>                                          0
<LOANS-PAST>                                        52
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   388
<CHARGE-OFFS>                                       32
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                                  442
<ALLOWANCE-DOMESTIC>                               442
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0