<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 1999 FORM 10-QSB OF WASHINGTON BANCORP AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-END>                               SEP-30-1999
<CASH>                                           1,763
<INT-BEARING-DEPOSITS>                           3,277
<FED-FUNDS-SOLD>                                   765
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     20,636
<INVESTMENTS-CARRYING>                             820
<INVESTMENTS-MARKET>                               820
<LOANS>                                         76,757
<ALLOWANCE>                                        495
<TOTAL-ASSETS>                                 108,798
<DEPOSITS>                                      77,705
<SHORT-TERM>                                    14,042
<LIABILITIES-OTHER>                                599
<LONG-TERM>                                      5,500
<PREFERRED-MANDATORY>                              180
<PREFERRED>                                          0
<COMMON>                                             6
<OTHER-SE>                                      10,766
<TOTAL-LIABILITIES-AND-EQUITY>                 108,798
<INTEREST-LOAN>                                  1,586
<INTEREST-INVEST>                                  351
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 1,938
<INTEREST-DEPOSIT>                                 845
<INTEREST-EXPENSE>                               1,086
<INTEREST-INCOME-NET>                              852
<LOAN-LOSSES>                                       22
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    577
<INCOME-PRETAX>                                    356
<INCOME-PRE-EXTRAORDINARY>                         223
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       223
<EPS-BASIC>                                        .40
<EPS-DILUTED>                                      .39
<YIELD-ACTUAL>                                    3.46
<LOANS-NON>                                          0
<LOANS-PAST>                                       332
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   472
<CHARGE-OFFS>                                        1
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                  495
<ALLOWANCE-DOMESTIC>                               495
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0