<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTRAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEETS OF COBANCORP INC. AND SUBSIDIARY AND
THE RELATED STATEMENTS OF INCOME, SHAREHOLDERS' EQUITY AND CASH FLOWS, AS
WELL AS THE RELATED NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               MAR-31-1995
<CASH>                                          28,030
<INT-BEARING-DEPOSITS>                              53
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     78,898
<INVESTMENTS-CARRYING>                          79,622
<INVESTMENTS-MARKET>                            79,631
<LOANS>                                        334,467
<ALLOWANCE>                                      5,608
<TOTAL-ASSETS>                                 541,389
<DEPOSITS>                                     464,004
<SHORT-TERM>                                    29,547
<LIABILITIES-OTHER>                              3,920
<LONG-TERM>                                          0
<COMMON>                                         5,650
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      38,268
<TOTAL-LIABILITIES-AND-EQUITY>                 541,389
<INTEREST-LOAN>                                  7,409
<INTEREST-INVEST>                                2,350
<INTEREST-OTHER>                                     2
<INTEREST-TOTAL>                                 9,761
<INTEREST-DEPOSIT>                               3,351
<INTEREST-EXPENSE>                               3,599
<INTEREST-INCOME-NET>                            6,162
<LOAN-LOSSES>                                       60
<SECURITIES-GAINS>                                 (4)
<EXPENSE-OTHER>                                  5,335
<INCOME-PRETAX>                                  1,770
<INCOME-PRE-EXTRAORDINARY>                       1,770
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,460
<EPS-PRIMARY>                                     0.44
<EPS-DILUTED>                                     0.44
<YIELD-ACTUAL>                                    5.48
<LOANS-NON>                                        405
<LOANS-PAST>                                        51
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,617
<CHARGE-OFFS>                                      162
<RECOVERIES>                                        93
<ALLOWANCE-CLOSE>                                5,608
<ALLOWANCE-DOMESTIC>                             4,498
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,110