EXHIBIT 99.4


CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of United Mobile Homes, Inc.
on  Form  10-K for the period ending December 31, 2002  as  filed
with  the  Securities and Exchange Commission on the date  hereof
(the  "Report"), I, Anna T. Chew, Chief Financial Officer of  the
Company,  certify,  pursuant  to  18  U.S.C.   1350,  as  adopted
pursuant to 906 of the Sarbanes-Oxley Act of 2002, that:

     (1)   The  Report  fully complies with the  requirements  of
     section  13(a)  or 15(d) of the Securities Exchange  Act  of
     1934; and

     (2)    The  information  contained  in  the  Report   fairly
     presents,  in all material respects, the financial condition
     and result of operations of the Company.




/s/  Anna T. Chew



Anna T. Chew
Chief Financial Officer
March 15, 2003


A  signed  original of  this  written statement  required by
Section  906  has been provided to United Mobile Homes, Inc.
and  will be  retained  by  United  Mobile  Homes, Inc.  and
furnished to  the  Securities and Exchange Commission or its
staff upon request.