UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                  __________
                                   FORM 8-K
                                  __________

                                 CURRENT REPORT
                       PURSUANT TO SECTION 13 OR 15(d) OF
                      THE SECURITIES EXCHANGE ACT OF 1934

       DATE OF REPORT (date of earliest event reported): December 2, 2004


                   INTERCHANGE FINANCIAL SERVICES CORPORATION
             _____________________________________________________
             (Exact name of registrant as specified in its charter)

                                   New Jersey
                 _____________________________________________
                 (State or Other Jurisdiction of Incorporation)

        1-10518                                       22-2553159
_______________________                   ___________________________________
(Commission File Number)                  (I.R.S. Employer Identification No.)

         Park 80 West/Plaza Two, Saddle Brook, New Jersey      07663
         _____________________________________________________________
            (Address of principal executive offices)        (Zip Code)

                                 (201) 703-2265
              ____________________________________________________
              (Registrant's telephone number, including area code)

                                 Not Applicable
         _____________________________________________________________
         (Former name or former address, if changed since last report)

Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
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          (17 CFR 230.425)

    [  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
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    [  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
          Exchange Act (17 CFR 240.14d-2(b))

    [  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
          Exchange Act (17 CFR 240.13e-4(c))



Item 5.02       DEPARTURE OF DIRECTORS OR PRINCIPAL OFFICERS; ELECTION OF
                DIRECTORS; APPOINTMENT OF PRINCIPAL OFFICERS.

                (b)  Interchange Financial Services Corporation (the "Company")
                     sadly reports the passing of Benjamin Rosenzweig, Director
                     and Secretary to the Board of Directors of the Company and
                     and Director and Secretary of the Company's subsidiary,
                     Interchange Bank, on Sunday, November 28, 2004.
                     Mr. Rosenzweig was a Board member since 1976.





                                   SIGNATURES

Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


Dated: December 2, 2004           Interchange Financial Services Corporation

                                  By: /s/ Charles T. Field
                                  ____________________________________
                                  Name: Charles T. Field
                                  Title: SVP & Chief Financial Officer