UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): April 19, 2006


                   INTERCHANGE FINANCIAL SERVICES CORPORATION
                   ------------------------------------------
             (Exact name of registrant as specified in its charter)


           New Jersey               1-10518                  22-2553159
           ----------               -------                  ----------
   (State or other jurisdiction   (Commission               (IRS Employer
          of incorporation)       File Number)           Identification No.)


           Park 80 West/Plaza Two, Saddlebrook, NJ             07663
           ---------------------------------------             -----
           (Address of principal executive offices)          (Zip Code)

       Registrant's telephone number, including area code: (201) 703-2265


                                 Not Applicable
                                 --------------
         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17
    CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))

- -------------------------------------------------------------------------------





Item 7.01.   Regulation FD Disclosure

On April 19, 2006,  Interchange  Financial  Services  Corporation issued a press
release announcing the declaration of a quarterly cash dividend.  A copy of that
release is furnished as Exhibit 99.1 to this Report.

The  information in this Current Report on Form 8-K is being furnished and shall
not be deemed "filed" for purposes of Section 18 of the Securities  Exchange Act
of 1934, as amended,  or otherwise  subject to the  liabilities of that Section.
The  information in this Current Report shall not be  incorporated  by reference
into any registration statement or other document pursuant to the Securities Act
of 1933, as amended.

Item 9.01.   Exhibits

         (d) Exhibits.

             99.1 Press Release dated April 19, 2006 of the Registrant.








                                    SIGNATURE

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


Date: April 19, 2006             Interchange Financial Services Corporation


                                 By: /s/ Charles T. Field
                                     ----------------------
                                 Name: Charles T. Field
                                 Title: SVP & Chief Financial Officer








                                  EXHIBIT INDEX


EXHIBIT NUMBER     DESCRIPTION
- --------------     -----------

99.1               Press Release dated April 19, 2006, of the Registrant.