<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE
COMPANY'S 1994 10K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               DEC-31-1994
<CASH>                                          16,300
<SECURITIES>                                         0
<RECEIVABLES>                                4,037,800
<ALLOWANCES>                                    49,500
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0<F1>
<PP&E>                                         607,200
<DEPRECIATION>                                 182,200
<TOTAL-ASSETS>                               4,511,200
<CURRENT-LIABILITIES>                                0<F1>
<BONDS>                                      2,483,300<F2>
<COMMON>                                       295,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     208,100
<TOTAL-LIABILITY-AND-EQUITY>                 4,511,200
<SALES>                                              0
<TOTAL-REVENUES>                               447,000
<CGS>                                                0
<TOTAL-COSTS>                                  141,600
<OTHER-EXPENSES>                                19,300
<LOSS-PROVISION>                                23,200
<INTEREST-EXPENSE>                             212,100
<INCOME-PRETAX>                                 51,500
<INCOME-TAX>                                    19,300
<INCOME-CONTINUING>                             32,200
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    32,200
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<FN>
<F1>THE COMPANY IS A CAPTIVE FINANCE SUBSIDIARY WHICH DOES NOT
HAVE A CLASSIFIED
BALANCE SHEET.
<F2>INCLUDES CURRENT AND NONCURRENT MATURITIES OF LONG-TERM DEBT.
</FN>