<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE
COMPANY'S 1995 10K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                          43,600
<SECURITIES>                                         0
<RECEIVABLES>                                4,876,500
<ALLOWANCES>                                    57,000
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0<F1>
<PP&E>                                         650,600
<DEPRECIATION>                                 213,300
<TOTAL-ASSETS>                               5,422,100
<CURRENT-LIABILITIES>                                0<F1>
<BONDS>                                      2,727,100<F2>
<COMMON>                                       325,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     278,300
<TOTAL-LIABILITY-AND-EQUITY>                 5,422,100
<SALES>                                              0
<TOTAL-REVENUES>                               611,800
<CGS>                                                0
<TOTAL-COSTS>                                  163,100
<OTHER-EXPENSES>                                 3,800
<LOSS-PROVISION>                                42,800
<INTEREST-EXPENSE>                             298,400
<INCOME-PRETAX>                                103,700
<INCOME-TAX>                                    38,500
<INCOME-CONTINUING>                             65,200
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    65,200
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<FN>
<F1>THE COMPANY IS A CAPTIVE FINANCE SUBSIDIARY WHICH DOES NOT
HAVE A CLASSIFIED
BALANCE SHEET.
<F2>INCLUDES CURRENT AND NONCURRENT MATURITIES OF LONG-TERM DEBT.
</FN>